I am 5'7", 200lbs and ride an XB12X with a lower seat. I really do like the height of the bike especially during rush hour or in any traffic situation. It seems like I am at the height of a pickup truck and have a lot of visibility, even when 2 up. I have done some mild dirt riding to look at ranch properties to potentially purchase, and noticed the bike is a lot more manageable with a 190/50 rear tire. Seems more stable and just a little lower to make it more manageable to stop and get off the bike when looking at a barn for example. The bike is extremely well balanced for a dual sport type and with the rear tire change seems a little lower geared also good for off-road use.
Personally I would miss the height and how plush the bike rides, the rear tire change and lower seat is all I needed to make it more manageable for me. I do use the peg as a left foot step to climb up on it before throwing ye right leg over, kinda like a horse mount. One time I accidentally hit the shift lever with my left foot before I could throw my right over while it was running and dropped the bike, so now i always put the clutch in if the bike is running before mounting it.