I'm building a XB12 track bike also. I considered ditching the fan, but (almost) learned my lesson the hard way with my R3 trackbike with the fan removed. Everything was great while we were running, but we got red/black flagged off track and my poor bike almost cooked itself while we were lined up waiting for the flag to clear. I had a choice... turn off the motor, but then deal with heat soak.... or let it run and hope the flag cleared before the head gasket gave out.
So, that said... I put the fan back in after that. And I'm running the fan on my XB track bike also.
Magnesium Mike wound up knocking a few of the magnets off his charging rotor on his street bike and the fan wound up draining his battery faster than the charging system could keep it going. He realized this after the voltage got too low and the ECM shut off the bike. So, this would tell me that you will need to ditch the fan to run total loss..
This was with a full capacity lithium battery also. So, with your total loss setup, its probably really good idea to put a voltmeter on the bike to monitor how much juice you have.
It would suck to be "that guy" who "ran out of gas (or electricity)" on during the session, especially if they wound up having to red flag the session until they got you off the track... Plus it would also suck to have to wait out several sessions (or the event) waiting for the battery to recharge.
Instead of that, I decided to run XB9 gearing on mine to help drive out of the corners. We'll see how it works out for realsies if I ever get the damn thing finished.
I'm not trying to be negative about this and would love to hear what your actual real world experience is with this. Keep us posted!