Do you guys really carry a bag around with you all the time to hold a firearm? Why not carry IWB or one of the other methods that's comfortable, not odd looking, and doesn't interfere with sitting down, a seatbelt, etc. If I saw someone with a fanny pack on their hip I'd find that very odd.
People always ask me how I can carry with the discomfort of an IWB holster. I often get asked how it interferes with sitting, driving, seat belts, etc. I have no discomfort at all. In fact I just drove 1,500 miles last weekend with it the whole time. I practically forget it's there.
Not knocking anyone, to each their own. I just can't wrap my head around that. Just like the keeping a round chambered thing. A whole different debate. I don't understand why you would carry a firearm but not have it ready for use... Guns don't fire unless the trigger is pulled, very simple. An accidental discharge is an accident on the human's part, not the firearm's part. If you don't want it to fire use a holster with a trigger guard, and keep your finger off the trigger until ready to fire. And if you're not competent enough to not have an accidental discharge then you shouldn't have a gun.