i've got both my bikes, truck, house, and wife's car with state farm. have had my vehicles with state farm since i started driving.
i have full coverage on both bikes at $250 deductible for comprehensive and collision. my rate on my 03 XB9R just jumped up $30 this year for no reason. i renewed it a couple weeks ago for $297 for the year. it was $263 in 07, 08, 09. couldn't get a reason for the increase.
my 09XB12Ss i just insured in october last year for $265 for the year. we'll see what they do to my rate on it since it's newer and has a bigger motor when renewal comes up in 5 months.
when i originally bought by XB9R in 07, i had heard state farm was really expensive for bikes. so i checked the other brands first. geico wanted $1200 and progressive wanted ~$1050. i almost didn't get the bike cuz the insurance was going to be more than my payment. i called state farm and my agent said $263. so i replied, "per month?". she said no, that's for the year. i said get it written up, i'll be in monday with the bike. next call was to the guy that had the bike and told him it was sold.
i just got married, have no accidents, claims, or violations (knock on wood). i'll be 30 in july, so i'm hoping it might actually drop.
also, i live in wyoming. population nothing.