Update - Spoke with the attorney and the insurance today - basically, I only had comprehensive & liability so nothing is covered - the other guy isn't at fault so nothing is covered - the bike was only worth $5-6k (2006 Buell XB12SS Long with 6k miles) and I wasn't severely injured or killed nor did I hit the other vehicle so the attorney isn't going to spend $15k in investigation & litigation to retrieve $3-6k.. So basically, I'm ******. The other guy did the right thing and lied, he's off scott free, the cop is an ******* but what cop isn't, and I'm out $6k.. Basically the moral of the story is, get Collision insurance if you don't have it.. None of this would be an issue if I had collision insurance. Without it, I lost everything and if you don't have collision, make sure you hit the car and get really really hurt so it's worth while for the attorney to go after the other driver if he lies.. either that or step in front of a passing car after the fact.. Otherwise you'll get ****** just like I did.. [mad][mad]