My advice to you is get a decent lawyer. Too bad you don't live in Florida, I could have hooked you up. Ask around your local biker community. They can point you in the right direction. Most lawyers that specialize in this type of law will take a case on what is known as a contingency basis. Of course, this is if the lawyer thinks it has merit/is worth his time. That means he gets a percentage of any settlement, this is usually between 30-40%. Once he decides to take your case, listen to what he says and do it! A lot of times they will work in conjunction with Doctors, chiropractors, and physical therapists. Whatever you do, don't sign anything from the other parties insurance company unless your lawyer advises it. When I was t-boned three years ago, my lawyer working along with my insurance company, got me a new bike, $10k and my medical treatment/physical therapy paid for. This was after the other parties insurance company told me to go pound sand. Sorry to sound preachy and long winded, but you just can't beat good legal repersentation.